Consumer Loans
Northern State Bank is an independently owned, full-service bank, offering a variety of loans to service our customers. All credit decisions and loan servicing are done here at Northern State Bank, ensuring a quick credit decision and friendly service. So, if you are looking to update to a newer vehicle, hit the trails with a snowmobile or ATV, or just planning the next family vacation contact us at Northern State Bank.
Auto Loans
- Competitive rates for new and used autos
- Terms up to 84 months on newer vehicles
- Additional discounts for auto-debit from Northern State Bank checking or savings account
Recreational Vehicle Loans
- Competitive rates for snowmobiles, ATV’s, motorcycles
- Extended terms available for some boats and campers/motorhomes
- Additional discounts for auto-debit from Northern State Bank checking or savings account
Mobile Home Loans
- Extended terms for higher valued Mobile Homes
- Real Estate not needed for financing
CD/Savings Backed Loans
- 2-3% over rate of underlying security
- Low rates, while protecting savings
- Payment flexibility
Personal/Unsecured
- Consolidation
- Vacation
- Ready Credit (checking line of credit)

Start planning today!
How much do I need for a rainy day, retirement, my child's education, a dream vacation.
Calculate how much you will need for those special times.
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