Consumer Loans

Northern State Bank is an independently owned, full-service bank, offering a variety of loans to service our customers. All credit decisions and loan servicing are done here at Northern State Bank, ensuring a quick credit decision and friendly service. So, if you are looking to update to a newer vehicle, hit the trails with a snowmobile or ATV, or just planning the next family vacation contact us at Northern State Bank.

Auto Loans

  • Competitive rates for new and used autos
  • Terms up to 84 months on newer vehicles
  • Additional discounts for auto-debit from Northern State Bank checking or savings account

Recreational Vehicle Loans

  • Competitive rates for snowmobiles, ATV’s, motorcycles
  • Extended terms available for some boats and campers/motorhomes
  • Additional discounts for auto-debit from Northern State Bank checking or savings account

Mobile Home Loans

  • Extended terms for higher valued Mobile Homes
  • Real Estate not needed for financing

CD/Savings Backed Loans

  • 2-3% over rate of underlying security
  • Low rates, while protecting savings
  • Payment flexibility

Personal/Unsecured

  • Consolidation
  • Vacation
  • Ready Credit (checking line of credit)
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How much do I need for a rainy day, retirement, my child's education, a dream vacation.

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